For Business Owners
A retirement plan built for your business and your people.
At Crescent Capital Planning, we help Bay Area business owners design, implement, and manage employer-sponsored retirement plans that work for the business and the people who show up every day to make it run.
Your employees are your most valuable asset.
Offering a well-designed retirement plan isn't just a benefit — it's a statement about the kind of company you are and the kind of future you're building together. The right plan attracts talent, retains it, and helps everyone in the organization plan for what comes next.
What We Do
Five services, one seamless plan.
From initial design through ongoing management, we handle the full lifecycle of your retirement plan so you can stay focused on running your business.
Plan Design
Every business is different. We work with you to design a retirement plan structure — whether a 401(k), SIMPLE IRA, SEP, or other vehicle — that fits your company size, budget, and the goals you have for your team.
Investment Selection
We help you build a menu of investment options that gives your employees meaningful choices without overwhelming them — balancing growth potential, risk tolerance, and ease of understanding.
Plan Management
Running a retirement plan comes with ongoing administrative and fiduciary responsibilities. We help you stay on top of them — so you can focus on running your business while we keep the plan operating smoothly and in compliance.
Employee Education
A retirement plan only works if employees understand and use it. We provide straightforward education sessions that help your team make confident decisions about their benefits — in plain language, not financial jargon.
Plan Review & Optimization
Plans need regular attention. We conduct periodic reviews to ensure your plan continues to reflect your business needs, remains competitive for recruiting, and stays compliant with current regulations.
For Your Business
A competitive retirement benefit that helps you attract and retain top talent — while providing meaningful tax advantages for the business and its owners. We handle the compliance and administration so you can focus on what you do best.
For Your Employees
A retirement plan that helps your team build long-term financial security, with educational support that helps them make confident decisions. When employees feel taken care of, they show up differently — and stay longer.
Your Business Deserves Better
Let's build the right plan.
Whether you're setting up a plan for the first time or looking for a second opinion on an existing one, we can help. Let's talk about what the right structure looks like for your business and your team.
Schedule a Conversation