Who We Help
Life’s Transitions
We work best with people who are at a point in life where the financial decisions ahead of them are too important to navigate alone. Whether you're approaching retirement, building wealth in your peak-earning years, or working through a major life transition — we bring clarity and structure to help you move forward with confidence.
Pre-Retirees and Retirees
You've spent decades building. Now the question is whether your money will last — and whether you'll be able to live retirement on your terms.
We specialize in working with individuals and couples within 10 years of retirement or recently retired, typically with $400,000 or more in investable assets. Our work together focuses on building a retirement income plan that gives you clarity on when you can retire, how much you can spend, and how to make your money last through every stage of retirement.
Common planning areas include retirement income strategy, Social Security optimization, Medicare planning, pension decisions, RMD planning, tax-efficient withdrawal sequencing, and estate planning coordination.
Busy Professionals & High-Earning Families
Your career is demanding. Your compensation is complex. And the financial decisions that come with success — RSU vesting, stock options, deferred compensation, employee benefits optimization — deserve more attention than you have time to give them on your own.
We work with mid-career professionals and families across the Bay Area and Silicon Valley, typically with household incomes of $200,000 or more. Our planning helps you build wealth intentionally while managing the complexity that comes with it — so you can focus on your career and your family while we focus on your financial plan.
Common planning areas include RSU and stock option strategy, cash flow and budgeting, debt and mortgage optimization, insurance needs analysis, employee benefits review, and retirement accumulation planning.
Small Businesses
Running a business means your personal and business finances are deeply intertwined. We help business owners build a financial plan that accounts for both — including employer-sponsored retirement plans, succession planning, key-person insurance, and the eventual transition out of the business.
Common planning areas include employer retirement plan setup and review, business valuation coordination, buy-sell agreement planning, and personal financial planning alongside business cash flow.
Life's Transitions & Sudden Wealth Events
Some financial decisions can't wait — and the stakes are too high to figure it out alone. Whether you're navigating a divorce, the loss of a spouse, an inheritance, a career change, or a sudden liquidity event, we provide structured guidance to help you make sound decisions during an uncertain time.
We help you organize what you have, understand your options, and build a plan that reflects where you want to go — not just where you are right now.
Common planning areas include financial organization and triage, cash flow stabilization, insurance review, investment repositioning, and coordination with attorneys and CPAs.
Not sure if we're the right fit?
Most clients start with a complimentary 25-minute consultation. We'll talk through your situation, answer your questions, and find out if we're a good fit — no obligation, no pressure.
